Sep 2023 Plagiarized Assignments Contact
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Retail Banking

Q1. An effective lending life cycle results in sustained revenue generation, healthy loan portfolio and reduction in NPA level. Discuss the different stages of loan origination. Also discuss the essentials of good credit. (10 marks)

Q2. Banks while granting loans insist on security. The reasons are obvious like reducing risk as security helps the bank in time of loan recovery. What is the difference between Primary security and Collateral security, what would be the features of collateral security? In case of a car loan, what is primary security and collateral security (specify any four different types of collateral security). (10 marks)

Q3. Technology is the driving factor to increase efficiency and smooth functioning of banks.

a) Explain Authentication factor and explain any three authentication factors. (5 marks)
b) What is cloud banking – its advantages and disadvantages. (5 marks)

Sep 2023 Plagiarized Assignments Contact
[email protected]
+91 9902787224